How Tax Liens Work
When you fall behind on property taxes, the county places a lien on your property. If the taxes remain unpaid, the county sells tax certificates to investors — who can eventually take your property. The penalties and interest compound, and the amount you owe grows every year.
We buy houses with delinquent taxes and tax liens. At closing, the title company pays off all outstanding taxes, penalties, and interest from the sale proceeds. You walk away with whatever equity remains.
State-Specific Guides
Tax sale processes, redemption periods, and penalty rates differ between Indiana and Kentucky:
Indiana
Tax Sale Law
IC 6-1.1-24
Redemption Period
1 year from sale
Penalties
10-25% added
Tax Sale Timing
Annual (typically fall)
Kentucky
Tax Sale Law
KRS 134.010-590
Redemption Period
1 year
Interest Rate
12% per year
Tax Sale Timing
County clerk auction