Selling a House in Shepherdsville, Kentucky
If you need to sell a house in Shepherdsville, Roger Choate buys houses here and across Bullitt County directly, as-is, for cash. You get a written offer after he reviews the house, the flood map and the title, and the sale closes at a local title company.
Shepherdsville is the Bullitt County seat. The U.S. Census Bureau's current QuickFacts profile reports a 2025 population estimate of 14,931. City Hall is at 634 Conestoga Parkway (City of Shepherdsville). The Bullitt County Clerk, where deeds and liens are recorded, and the county Property Valuation Administrator share the building at 149 N. Walnut Street (county directory). Schools are run by Bullitt County Public Schools. The citywide figure gives context; it does not set the value or condition of your house.
Kentucky foreclosures are sold by the court's master commissioner, and in Bullitt County those sales are held monthly at the Bullitt County Courthouse. A completed sale with the lender paid off before that date may stop a foreclosure, but no buyer can promise the timing. If you are behind, call your servicer early and read about selling a house in foreclosure in Kentucky.
Shepherdsville real estate closing costs: what sellers pay
Kentucky charges the seller a real estate transfer tax under KRS 142.050, subject to its definitions and exemptions. In a listed sale you may also pay a negotiated commission, title and settlement fees, and any repairs or credits the buyer asks for. In a direct sale to Roger there is no company fee and no agent commission, and the written contract says which closing costs he pays. Your mortgage payoff, any liens or back taxes, and prorated property taxes still come out of the price. The title company's settlement statement shows all of it before you sign.
What happens after you call
Roger looks at the house, the lot, the FEMA flood map for the address, recent nearby sales and the title. If it fits, you get a written offer that states the price and the condition the house is sold in. You pick the closing date with the title company, subject to payoff and title requirements. The full sequence is on the how it works page.
When a listing makes more sense
If your Shepherdsville house is updated, outside the flood zone and you can wait for a financed buyer, a listing may net you more. The cash sale vs. listing comparison lays out both. A direct sale tends to fit better when the house needs work, when you are settling an estate, or when you own the house from out of state. Roger also buys throughout Louisville and Jefferson County.
Areas of Shepherdsville We Buy In
Downtown and the Salt River
The Salt River runs past downtown Shepherdsville. The National Weather Service gauge at Shepherdsville lists the corner of First and Buckman Street as flooding at a 33-foot stage, and KY 61 closing with water in the downtown business district at 40 feet (NWS Salt River at Shepherdsville). Flood status is set by address, not by neighborhood name. Roger checks the FEMA Flood Map Service Center for your address and factors flood insurance into the offer instead of walking away from it.KY 61 (Preston Highway) and I-65
Preston Highway and I-65 carry most of the traffic through Shepherdsville, and the Kentucky Transportation Cabinet is building a new I-65 interchange south of the city between Exit 112 and Exit 116, with a connector to KY 61. Houses near the highways and commercial frontage can draw a narrower pool of financed buyers. Roger prices a house on its own condition and nearby sales, so road frontage is a factor in the number, not a reason to say no.Flood Zone Review Before Any Offer
The City of Shepherdsville enforces a flood damage prevention ordinance, and FEMA maps show special flood hazard areas along the Salt River. A buyer using a mortgage on a house in one of those zones usually has to carry flood insurance, which is one reason flood-zone houses sit longer on the market. A direct sale has no buyer-financing contingency, so the flood zone affects the price Roger can offer but not whether he can buy. If the house has already taken on water, read about selling a house with water damage first.
The Cash Buying Process for Shepherdsville Sellers
Here is the usual path from first contact to a title-company closing. Property-specific requirements can change the sequence or timing.
You Call or Submit the Form
Call (502) 528-7273 or fill out the short form. We ask for your address, a general description of condition, and how to reach you. No obligation, no pressure.
We Pull Local Comparable Sales
We research recent closed sales on similar homes in your specific area of Shepherdsville: actual transactions on comparable properties near your address. That is what the offer is built on.
We Walk the Property
Roger arranges an appropriate property review. Depending on the home and circumstances, that may include an in-person walkthrough, photographs, records, or additional information.
You Review a Written Offer
After reviewing the property, ownership, and known closing requirements, Roger prepares any written offer using comparable sales, condition, and property-specific factors. The contract and settlement statement control the final terms, payoffs, taxes, prorations, and estimated net.
We Handle Liens, Taxes, and Payoffs
The title company identifies mortgages, taxes, judgments, HOA claims, and other recorded items. The parties review whether they can be paid, released, or otherwise resolved before closing.
We Open Title at a Local Title Company
A title company conducts the title search, prepares closing documents, and handles the settlement. You receive a settlement statement showing the purchase price, costs, payoffs, prorations, and estimated net before signing.
You Close and Receive Your Funds
Once the required documents are signed and the transaction funds, the title company disburses according to the settlement statement. Any cleanup or personal-property arrangement must be stated in the written contract.
Common Situations Shepherdsville Sellers Come to Us With
Foreclosure or Missed Payments
Kentucky foreclosure deadlines are controlled by the court process. A completed sale with lender payoff before the applicable sale or court deadline may stop the foreclosure, but timing is not guaranteed.
How to stop foreclosureProbate and Inherited Property
Inherited houses often come with deferred maintenance and estate complications. We handle probate properties regularly and work with estate attorneys.
Selling a probate propertyDivorce
A cash sale with a firm closing date removes the house as ongoing conflict and lets both parties move forward without months of listing.
Selling during divorceMajor Repairs Needed
Foundation issues, roof problems, fire damage, code violations: we buy as-is. You fix nothing. Condition affects the offer, not whether we buy.
Selling with major repairsTired Landlords
Problem tenants, late rent, and constant maintenance calls. An occupied rental can be part of a direct sale; the lease and tenant terms are part of the review.
Selling a rental propertyRelocation or Job Transfer
A direct offer can be compared with a listing when a move creates a deadline. Any closing date is proposed after title, payoff, ownership, and contract review.
Selling for relocationBack Taxes or Liens
The title company identifies recorded taxes and liens. Whether they can be paid or released depends on the sale proceeds, creditor requirements, and closing documents.
Selling with back taxesVacant or Abandoned Property
A vacant home can continue to carry insurance, tax, security, utility, and maintenance obligations. Compare those costs with the terms and timing of each sale option.
Selling a vacant houseCash Sale vs. Traditional Listing in Shepherdsville
| Factor | Cash Sale to Us | Traditional Listing |
|---|---|---|
| Closing timeline | Proposed after title and payoff review | Depends on buyer financing and contract terms |
| Agent commission | No agent commission charged by us | Negotiated with the listing broker |
| Closing costs paid by seller | Allocated in the written contract | Allocated in the listing and purchase contracts |
| Repairs required | Property purchased as-is | Seller decides what to prepare or negotiate |
| Financing contingency | No buyer-financing contingency when the contract is cash | Depends on the buyer and purchase contract |
| Showings and open houses | Property review arranged with Roger | Marketing and showing plan set with the listing broker |
| Items left behind | Only as agreed in the written contract | Handled under the purchase contract |
| Closing conditions | Title, payoff, ownership, and agreed contract terms | Contract contingencies may apply |
Questions Shepherdsville Sellers Ask Us
We Also Buy Throughout Bullitt County and Beyond
Ready?
Get a Cash Offer on Your Shepherdsville Home
Call Roger directly or fill out the form. Request a no-obligation property review and compare any written offer with your other selling options.
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