Local Cash Buyer • Southern Indiana

Your Neighbor,
Not a Corporation

I'm Roger Choate, and I buy houses directly from homeowners in Southern Indiana and Louisville. No hedge funds, no corporate investors, no out-of-state callers — just a local guy who understands your situation and pays cash.

Get My Cash Offer Call (502) 528-7273
100+
Homes Purchased
7-Day
Avg. Close
$0
Fees
5.0★
Reviews

Roger Choate

Founder & Owner

(502) 528-7273 [email protected]
Direct Cash Buyer Southern Indiana 100+ Homes Purchased

Why Choose Us

What Makes Us Different

We do things differently than the big corporate buyers and wholesalers. Here's how.

Direct Buyer

No middlemen, no wholesalers, no assignment contracts. I'm the one buying your house — you deal directly with me from start to finish.

Fair & Transparent

I'll show you exactly how I arrive at my offer number. No mystery formulas, no pressure — just an honest breakdown you can verify yourself.

Close on Your Timeline

Need to close before a sheriff sale? We can move in 7 days. Want more time? No problem — you pick the date that works for you.

No Repairs Needed

Leaking roof? Outdated kitchen? Foundation issues? It doesn't matter. We buy houses in any condition — you won't spend a dime on repairs.

Local & Available

I'm based right here in Southern Indiana. I know these neighborhoods, I understand the local market, and I'm available when you need me.

Compassionate Approach

Foreclosure is stressful. I've worked with hundreds of families in tough situations, and I treat every homeowner with dignity and respect.

Our Mission

Help homeowners facing foreclosure find a fair way out — before it's too late.

Indiana uses a judicial foreclosure process, which means homeowners typically have 8-14 months from the time a complaint is filed until the sheriff sale. That window is your opportunity to take control — and we're here to help you use it.

Buy homes directly from homeowners at fair, market-based prices — no lowball tactics.

Provide a fast, guaranteed closing so you can move on with certainty and peace of mind.

Cover all closing costs, commissions, and fees — the price we quote is the price you get.

Treat every homeowner with respect and compassion, regardless of their financial situation.

Be fully transparent about our process, pricing, and timeline — no hidden surprises.

Help protect your credit by closing before the foreclosure process reaches a judgment.

We Can Help

Situations We Handle

Every homeowner's story is different. Here are some of the situations we help with every day.

Foreclosure Inherited Property Divorce Probate Relocation Fire Damage Code Violations Bad Tenants Major Repairs

Compare Options

How We Compare

See why selling directly to us saves you time, money, and stress.

Traditional Listing

30-90+ day timeline
Agent commissions (5-6%)
Repairs required
Showings & open houses
Closing costs (2-3%)
Buyer financing may fall through
Recommended

Sell to Us

Close in as few as 7 days
Zero commissions or fees
Buy in any condition
No showings or staging
We pay all closing costs
Guaranteed cash closing

Wholesaler

Uncertain timeline
No commissions, but lower offers
Buy as-is
No showings
Assignment fees reduce price
No guarantee — shops your deal

The Process

How It Works

From first call to cash in hand — three simple steps.

1

Contact Us

Call us or fill out the form on this page. Tell us about your property — location, condition, and situation. No need to clean, fix, or stage anything.

2

Get Your Offer

We'll evaluate your property based on local market data and present you with a fair, no-obligation cash offer within 24 hours.

3

Close & Get Paid

Accept the offer, pick your closing date, and get paid. We handle all the paperwork through a local title company. You walk away with cash.

FAQ

Common Questions

Honest answers to the questions we hear most often.

It's simple: you contact us with some basic information about your property, we evaluate it and make you a fair cash offer within 24 hours. If you accept, we handle all the paperwork and close through a local title company on a date you choose — often in as few as 7 days. There are no fees, no commissions, and no obligation at any point.

Every property is different, so we base our offers on local comparable sales, current market conditions, and the property's condition. We'll walk you through exactly how we arrived at our number so you can make an informed decision. Our goal is a fair price that works for both sides.

No. We buy houses in any condition — roof damage, foundation issues, outdated kitchens, hoarding situations, fire damage, you name it. Don't spend money fixing up a property before selling it to us. We handle all of that after closing.

None. Zero. We don't charge commissions, we don't charge fees, and we pay all closing costs. The cash offer we present is the amount you receive at closing. There are no hidden deductions or surprise charges.

We can close in as few as 7 days when time is critical — for example, if you're facing an upcoming sheriff sale. Most closings happen within 2-3 weeks. But if you need more time, that's fine too. You choose the closing date, and we work around your schedule.

That's exactly the situation we specialize in. If you're behind on payments or already in foreclosure, selling to us can help you avoid a judgment on your record, protect your credit, and walk away with cash instead of losing your home at a sheriff sale. The sooner you reach out, the more options you have.

Have questions? Let's talk — no obligation, no pressure.

Call Roger: (502) 528-7273

Ready?

See What Your Home Is Worth

Get a free, no-obligation cash offer. There's no pressure, no commitment, and no cost to find out what we can offer for your property.

Call: (502) 528-7273 Email: [email protected]

Get Your Free Cash Offer

No obligations. Roger will respond within 24 hours.

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