Selling a House in Any Situation, Louisville and Southern Indiana
Behind on payments, an estate to settle, a house that won't pass inspection, or a listing that sat with no offers? Roger Choate buys houses as-is in Louisville and Southern Indiana and gives you a written offer after a property review. Find your situation below for how the sale works and what to check first. Selling in the city? See we buy houses in Louisville, KY. In Clark County? See we buy houses in Jeffersonville, IN.
Indiana Situations
Indiana sales close under Indiana rules. Each page covers the state-specific details.
Foreclosure
A completed sale with lender payoff before the sheriff sale may stop the foreclosure. Timing and credit outcomes aren't guaranteed, so call your servicer and a counselor first.
Behind on Payments
Start with the servicer and the real numbers. Then compare a sale with payoff against your other options.
Inherited Property
Inherited a house you don't want? Title, probate, taxes, and sale options for heirs, in one guide.
Probate
Confirm who has authority to sell before you sign. Roger prepares a written offer the estate's attorney can review.
Divorce
Every owner on the deed signs, and court orders control the sale. A written offer gives both sides one number.
Fire Damage
Smoke, structural, or firefighting water damage: Roger reviews the house as it stands while you sort out the claim.
Code Violations
Open notices, fines, or municipal liens? They're settled from the proceeds at closing.
Back Taxes or Tax Liens
Delinquent taxes and tax-sale certificates have deadlines. The title company confirms the payoff and it's paid at closing.
Foundation Problems
Cracks, settling, bowing walls, water in the basement? Sell as-is and let the work get priced into the offer.
Termite Damage
A failed wood-destroying-insect inspection can sink a financed sale. It's part of Roger's review, not a deal-breaker.
Unpermitted Work
An addition or finished basement that never got a permit? Learn how it affects disclosure, title, and an as-is sale.
Out-of-State Owner
Own an Indiana house but live somewhere else? Identity, authority, and remote signing run through the title company.
Expired Listing
Listed it and it didn't sell? Compare relisting with a price or condition change against a written as-is offer.
Bankruptcy
Talk to your bankruptcy attorney before signing anything. A sale may need trustee or court approval.
Kentucky Situations
Roger buys on both sides of the river. These pages cover the Kentucky-specific steps and deadlines.
Foreclosure in Kentucky
A completed sale before the commissioner sale may pay off the lender. Court timing and credit outcomes aren't guaranteed.
Stop Foreclosure in Kentucky
Six options to review with your servicer, a counselor, or an attorney, from loss mitigation to a sale.
Kentucky Foreclosure Timeline
What happens next in a Kentucky foreclosure, which deadlines control, and who to call at each stage.
Probate in Kentucky
Confirm the fiduciary's authority first. Roger prepares a written offer the executor and attorney can review.
Inherited House, Multiple Heirs
Siblings or cousins who don't agree? See how heirship, probate, and partition affect a sale, and what one written offer changes.
Divorce in Kentucky
Who has to approve the sale, how the mortgage follows the title, and how listing, buyout, and a direct sale compare.
Termite Damage in Kentucky
Disclosed termite activity or structural damage in a Louisville-area house? Sell as-is after Roger's review.
Unpermitted Work in Kentucky
How an unpermitted addition affects disclosure, title, insurance, and an as-is sale in Kentucky.
Out-of-State Owner, Kentucky
Own a Louisville-area house but live somewhere else? Remote signing, identity, and authority run through the title company.
Expired Listing in Kentucky
Your Louisville listing expired? Compare relisting against a written as-is offer after a property review.
Bankruptcy in Kentucky
Have bankruptcy counsel review exemptions, equity, and trustee or court requirements before you sign a contract.
More Situations and Guides
Related Guides
Don't See Your Situation?
Call Roger and describe it. He'll tell you whether a direct sale fits, and if it doesn't, he'll say so.
Call (502) 528-7273Call Roger directly. No pressure, no obligation.
(502) 528-7273Get a Cash Offer on Your House
Whatever the situation, the next step is the same: tell Roger about the house and get a written offer after review. No obligation.
Call (502) 528-7273