Selling Tips

Why For Sale By Owner Often Fails (And What to Do Instead)

Published February 24, 2026
10 min read

Who this guide is from: Mortgage Forfeiture is Roger Choate's local direct home-buying business serving Southern Indiana and the Louisville metro. Informational guides are general education; legal, tax, lending, and court decisions should be reviewed with the appropriate licensed professional.

This guide is under editorial review

Mortgage, foreclosure, probate, tax, and real-estate rules change, and the correct answer depends on the property and documents involved. We have temporarily withdrawn the earlier version of this article while Roger checks it against current primary sources.

For current general information, visit the reviewed homeowner guides. For advice about a legal deadline or court case, contact the appropriate licensed attorney, your mortgage servicer, or a HUD-approved housing counselor.

Roger Choate

Roger Choate is the founder of Mortgage Forfeiture and a local direct home buyer serving the Louisville area and Southern Indiana.

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Ask Roger to review the property and explain the written direct-sale option. Mortgage Forfeiture charges no company fee or agent commission; title, lien, tax, and payoff items still appear on the settlement statement.

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