5-Star Rated • 100+ Homes Purchased

Facing Foreclosure?
You Have Options.

Don't let the bank take your home. We buy houses in any condition across Southern Indiana and Louisville — fast cash, no fees, and a closing date that works for you.

Get My Cash Offer Call (502) 528-7273
7 Days
Avg. Close Time
$0
Fees or Costs
24hr
Cash Offer

Get Your Free Cash Offer

No obligations. Roger will respond within 24 hours.

Your information is secure and never shared.
No Fees Ever
Close in 7 Days
Any Condition
Cash Payment

Why Choose Us

Selling Made Simple

No showings. No repairs. No agent commissions. Just a fair cash offer and a closing date you pick.

Fair Cash Offers

We evaluate your property based on local market data and make you a straightforward cash offer — no lowball games, no pressure tactics.

Close on Your Timeline

Need to close before a sheriff sale? We can move in as few as 7 days. Want more time? We'll work around your schedule.

Zero Hidden Fees

No commissions, no closing costs, no repair deductions. The number we quote is the number you get at closing.

Behind on Payments?

You may have more options than you think. Let's talk — no obligation.

Call (502) 528-7273

The Process

Three Simple Steps

From first call to cash in hand — here's how it works.

1

Tell Us About Your Property

Call us or fill out the form. Tell us about your house — no need to clean, fix, or stage anything.

2

Get a Cash Offer in 24 Hours

We'll evaluate your property and present you with a fair, no-obligation cash offer within one business day.

3

Pick Your Date & Get Paid

Accept the offer, choose your closing date, and get paid. We handle all the paperwork through a title company.

We Can Help

Whatever Your Situation

Every homeowner's situation is different. We've helped people through all of these — and more.

Foreclosure

Sell before the sheriff sale and protect your credit.

Inherited Property

Skip the hassle of repairs, cleaning, and listing.

Divorce

Quickly divide assets and move forward.

Probate

We work with attorneys to close smoothly.

Fire Damage

We buy fire-damaged properties as-is.

Problem Tenants

Sell your rental — we handle the tenants.

Code Violations

Facing fines? We buy properties with violations.

Relocating

Moving? Sell fast without listing or waiting.
Time Sensitive

Behind on Payments? Let's Talk.

Indiana's foreclosure timeline is 8-14 months. The sooner you reach out, the more options you have.

Call Roger: (502) 528-7273

Real Stories

What Homeowners Say

“

Roger was incredibly patient and understanding during one of the most stressful times in our lives. He walked us through every step and gave us a fair price for our home. We were able to avoid foreclosure and start fresh.

Jennifer M.

Scottsburg, IN • Inherited Property

“

I was three months behind on my mortgage and didn't know what to do. Roger made me a fair offer, we closed in 10 days, and I was able to pay off my mortgage and walk away with cash in my pocket.

David K.

Jeffersonville, IN • Foreclosure

“

We had to relocate for work and needed to sell fast. Roger made the process painless — no repairs, no showings, just a straightforward deal. Highly recommend.

Sarah T.

Louisville, KY • Relocation

Roger Choate, founder of Mortgage Forfeiture

Meet the Buyer

Roger Choate

Founder, Mortgage Forfeiture

I'm not a corporation or a faceless investment company. I'm a local investor who lives and works right here in Southern Indiana. When you sell to me, you're dealing directly with the person who's buying your home — no middlemen, no runaround. I started Mortgage Forfeiture because I saw too many families lose everything to foreclosure when they had other options. If you're in a tough spot, I'd love to talk.

(502) 528-7273 [email protected]
Direct Cash Buyer Southern Indiana 100+ Homes Purchased
Read My Story

Compare Options

Cash Sale vs. Traditional Listing

See why selling directly saves you time, money, and stress.

Traditional Listing

Agent commissions (5-6%)
Closing costs (2-3%)
Repairs required
30-90+ day timeline
Showings & open houses
Buyer financing may fall through
Recommended

Mortgage Forfeiture

Zero commissions or fees
We pay all closing costs
Buy in any condition
Close in as few as 7 days
No showings or staging
Guaranteed cash closing

Wholesaler

No commissions, but lower offers
Assignment fees reduce price
Buy as-is
Uncertain timeline
No showings
No guarantee — shops your deal

Ready?

See What Your Home Is Worth

Get a free, no-obligation cash offer. There's no pressure, no commitment, and no cost to find out what we can offer for your property.

Call: (502) 528-7273 Email: [email protected]

Get Your Free Cash Offer

No obligations. Roger will respond within 24 hours.

Your information is secure and never shared.
Call Now Get Cash Offer